By Arnold & Barton Insurance
Standard homeowner policies are great for most homes, but they usually don’t include the amount or types of insurance coverage owners of luxury homes require. Insurance company claim adjustors, who routinely see insurance claims on more average homes, often don’t develop the expertise necessary to properly estimate and settle claims on customized homes of high value.
Luxury Auto & Fleet
The Port Royal provides comprehensive car insurance includes protection for regularly used vehicles, antique cars, luxury motor homes, motorcycles and golf carts and often at significantly lower rates. Receive quality coverage while saving money insuring your vehicles. Our claims professionals are dedicated to providing personalized, efficient service, especially in the event of a claim.
Luxury Property & Assets
Your personal property includes a wide variety of valuable assets and may include anything from fine jewelry and accessories to a collection of vintage wine. Some of these assets may be on display in your home, vacation home or yacht and some will travel with you. Our comprehensive coverage protects your valuables from all types of losses, whether you are at home or traveling abroad.
Personal Excess Liability
Personal excess liability policy protects you from lawsuits filed against you and your family for personal injury and property damage. Excess liability coverage is essential to a household’s financial security, and can provide vital support in the event of a lawsuit. The Port Royal offers broad, competitively priced protection you and your loved ones.
High Value Flood
Flood insurance can be a surprisingly affordable investment for your property against the high cost of an unforeseen disaster. People often don’t buy flood insurance due to common misconceptions that their homeowners insurance will cover the damage or the government will provide relief. With shifting weather patterns and increasingly dramatic storms a reality, many individuals who never worried about flood damage are paying painful out-of-pocket costs.
Yacht & Watercraft
Arnold & Barton Insurance specialists can arrange insurance coverage for all categories of yachts and pleasure craft worldwide. We provide the finest and most affordable marine boat and yacht insurance products available. Our insurers represent the yachting spectrum from coastal cruising small boats to mega yachts worldwide.